Our

Services

You have found us because you are looking for sound, independent financial advice. As professional Independent Financial Advisors, we are qualified and authorized to provide financial advice across most areas of financial need. However, our company specialise in providing advice in the following specific advice areas:

Pension & Retirement Planning

• Pension transfer & consolidation
• Final Salary transfers
• Pension transfers following divorce
• Pension options on redundancy or career move
• Un-locking your pension cash
• Retirement Options - pension fund drawdown & annuity purchase
• Self-Invested Pensions - property purchase
• Using pensions to reduce tax

Investment Planning & Reviews

• ISA - new plans, transfers, reviewing existing plans
• Cash ISA's - transfers to improve returns
• Unit Trusts/OEICS & Investment Trusts
• Investment Bonds - onshore & offshore bonds
• Reviewing portfolios to reduce risk, improve performance, reduce charges
• With-Profit investment reviews
• Personal Injury Claims - investment of funds, personal injury trusts
• Long Term Care - protecting investments

Inheritance Tax & Estate Planning

• Schemes to reduce the impact of IHT
• Re-arranging investments following death of partner
• Wills & Trusts
• Lasting Power of Attorney

Expat Planning

• Offshore pensions (QROPS)
• Offshore Bonds
• Overseas mortgages

Long Term Care

• Asset Preservation
• Property preservation Trust
• Equity Release
• Investing to preserve your assets
• Funding for your care in advance